Do you manage the family's investments?

No. Investment management and investment advice are licensed activities in the UAE and the firm does not offer them. We run the finance function around the investments and give the decision maker the numbers: the feasibility study, the model, the due diligence with its risk factors and the cash flow that says when and how much can be invested. The decisions stay with the family and its advisers.

Is the service remote or in our office?

Remote. Every service on this page is delivered remotely under the monthly or yearly package, which is what keeps it at one fee instead of three salaries. The founder meets the family in person whenever they want him to, weekly, monthly, quarterly or once a year, to present the figures or answer the shareholders' questions. Those meetings are charged by the hour at a rate agreed in advance.

We already have accountants. What do you do then?

Everything except the bookkeeping. Your team keeps the books; we deliver the family report, the cash flow, the tax and the filings, and a monthly internal audit report on what was treated correctly and what was not, with the investigation of any suspected fraud and the tracing of any missing or misplaced asset.

How is confidentiality handled?

A non-disclosure agreement is signed before the first document changes hands. The family's records are seen only by the people working on the engagement, and the family's affairs are never used as an example, a reference or a story.

Does a family holding company pay corporate tax?

It registers and files like any other company. Dividends and capital gains from a qualifying shareholding of 5% or more, held for at least 12 months, are exempt under the participation exemption, and a family foundation can apply to the FTA to be treated as tax transparent. We work out where each family company stands before the first return.

How do you compute Zakat and check charity payments?

Zakat is computed once a year across every asset class under Sharia, Islamic law, with a clear Fatwa obtained for each complex case and working papers the family's scholar can read. Before a charity payment goes out, the recipient is checked: a charity licensed in the UAE and in good standing.

How are dividends to family shareholders decided?

From the actual cash flow, not the profit figure. We show how much can be paid and when without starving the businesses or the safe buffer, keep each shareholder's account, and record every payment.

Do you look after the minors' shares?

Yes. The shares, allowances and accounts of the family's minor members are kept separately and reported to their guardian, ready for the day they take them over.

What is a family foundation, and why would we need one?

A legal entity set up in the DIFC, the ADGM or RAK ICC that holds the family's assets for named beneficiaries under a charter. It gives the family succession without an inheritance dispute, written governance, one holding point above the companies, and, under Article 17 of the corporate tax law, the option to be treated as tax transparent so that personal investment and real estate income stays outside corporate tax. We set up the books, the election and the reporting; the family's lawyer sets up the entity.

Family office accounting · UAE

A family office finance department, outsourced. One fee, one desk, the whole picture.

Instead of hiring a finance head, an accountant and a treasury clerk, the family gets a founder who spent 16 years running a Dubai family office, with the books, the audits, the tax, the Zakat, the dividends and the one report that puts cash, investments and property on a single page. Remote CFO service is included at no charge on an annual contract. Everything is delivered remotely, and the founder comes to the family in person whenever they want him to, charged per hour.

Get a fixed quote The founder

Why outsource it

Why hire us instead of building your own finance department.

A family that has done well ends up with a trading company, a property company, a holding company, a company or two abroad, and a personal portfolio for each member. The usual answer is an in-house finance head, an accountant and a treasury clerk, with their salaries, visas, offices and leave. The other answer is one firm that has already done the job.

Cost

One fixed monthly fee, agreed in advance, instead of three salaries with their visas, end of service, offices and software. No gap when someone resigns, and no recruiting the next one.

Experience from day one

The founder ran the finances of a single Dubai family office for 16 years, and its holding group before that. A new hire learns the family's affairs over a year. This desk has already run them.

Everything under one roof

Books, audits, corporate tax, VAT, transfer pricing, Zakat, payroll, USA returns and the family report, from one firm. Remote CFO service is included at no charge on an annual contract only, not on a monthly or weekly one. In-person work, meetings, presentations, AGMs and bank meetings, is charged per hour. Nothing falls between two providers.

We negotiate for you

With banks on facilities and project finance, with the Federal Tax Authority as your registered Tax Agent, and with auditors, valuers, landlords and suppliers when the family needs a professional across the table. The founder also attends the annual general meetings (AGMs) of the companies the family holds shares in and votes for the family when asked, at the agreed hourly rate.

The numbers behind a decision

A feasibility study, a financial model and a due diligence that names the risk factors, before the family commits to a project, a purchase or a partner.

Cash flow that says when

One cash flow across every company and the family's own commitments, so the decision maker knows when there is money to invest, how much, and what safe buffer to keep back.

What is inside

The finance function of a family office, without hiring one.

Consolidated wealth report. The family's cash, investments, property and borrowings on one page, monthly or quarterly, with the movement explained. The document a family uses to decide.
Cash flow and budgets. A rolling cash flow across all the companies and the family's own commitments, so a call on capital, a property purchase or a distribution is planned, not discovered.
Treasury administration. The deposits, the currencies, the facilities and the transfers recorded, reconciled and reported. The family and its bankers decide; we keep the record and the control.
Bookkeeping for every company. Kept by us, or kept by your staff and supervised by us, in Zoho Books, QuickBooks or Odoo.
The audits. The statutory audit of each UAE company where the firm is independent of the books, or a complete file handed to the auditor of your choice where it is not. External audit.
Every tax service, as your registered Tax Agent. Corporate tax registration and returns, the participation exemption on dividends and shares, the family foundation election, transfer pricing between the family's companies, VAT and excise returns and refunds, Tax Residency Certificates for the companies and the members, and FTA penalty reconsiderations, with the FTA dealt with on your behalf. Corporate tax, transfer pricing, VAT, Tax Residency Certificate, FTA penalties.
Dividend distribution. How much can be paid to the family's shareholders and when, worked out from the actual cash flow rather than the profit figure, with each member's account and each payment on record.
Minors' affairs. The shares, allowances and accounts of the family's minor members kept separately, reported to their guardian, and ready for the day they take them over.
Feasibility, modelling and due diligence. The study, the model and the due diligence with its risk factors, before the family commits to a project, a purchase or a partner.
Negotiation on the family's behalf. With banks on facilities and project finance, with the FTA as your Tax Agent, and with auditors, valuers and other third parties.
General meetings (AGMs). The founder attends the annual general meetings (AGMs) of the companies the family holds shares in and votes for the family where it asks him to, by the hour, at the agreed rate.
Zakat. Computed once a year across every asset class under Sharia, Islamic law, with a clear Fatwa obtained for each complex case and working papers the family's scholar can read.
Charity payments. Each recipient checked before payment: a charity licensed in the UAE and in good standing, so the family's giving is both valid and safe.
Bank and regulator paperwork. The FATCA and CRS self-certifications every bank asks for, the CRS reporting where a family investment company is itself a reporting entity, the beneficial owner registers, and the license renewals.
USA returns for family members. Members with a USA passport, green card or USA company are filed by the firm's USA associates and reviewed in Dubai. USA tax, USA business tax.
Payroll and WPS. For the family's staff and the companies' employees. Payroll and WPS.
Each member's own business. The same service for any family member's personal companies and affairs, with their own account and report, as a separate engagement charged apart from the family's contract.
Confidentiality. A non-disclosure agreement signed before the first document is shared. The family's affairs are never used as an example or a reference.
Where the family has its own accountants. A monthly internal audit report on what was treated correctly and what was not, the investigation of suspected fraud, and the tracing of missing or misplaced assets. Internal audit.

What it is not

We run the finance function. We do not pick the investments.

Investment management and investment advice are licensed activities in the UAE. The firm does not hold that license and does not give that advice. Which shares to buy, which fund to enter, when to sell a building: the family and its advisers decide.

What we give the decision maker is the numbers to decide with: the feasibility study, the financial model, the due diligence with its risk factors, and the cash flow that says when there is money to invest, how much, and what buffer to keep. Then everything around the decision: the record of it, the cash to carry it out, the report that shows what it produced, the tax it creates and the audit that confirms the figures.

And where the firm keeps a company's books, it does not audit that company. The two are separated, in writing, or the audit goes to another firm with a complete file from us.

How the founder did this for 16 years

The family foundation

One owner for the family's assets, and a tax election worth asking about.

A family foundation is a legal entity, set up in the DIFC, the ADGM or RAK ICC, that holds the family's assets for named beneficiaries under a charter the founder writes. We set the books, the tax election and the reporting up around it, with the family's lawyer on the legal side.

Succession without a dispute. The assets belong to the foundation, so they pass under its charter, not through an inheritance procedure, and the businesses keep running while they do.

Governance. A council, a guardian and written rules for who decides what, who receives what and when, including the minors' shares.

Tax. Under Article 17 of the corporate tax law a family foundation can apply to the FTA to be treated as tax transparent, so its income is treated as the beneficiaries' own, and an individual's personal investment and real estate income is outside corporate tax. Since 2024 the companies a foundation wholly owns can be brought under the same treatment. The conditions are strict, so the structure is checked before the application, not after.

Structure. One holding point above the operating companies, the property and the portfolio, which is what makes the one-page family report possible in the first place.

How it works

Remote every day. In the room when it matters.

The monthly or yearly package covers every service on this page, delivered remotely: the books, the reports, the filings, the calls and the CFO work. The family sees the same figures we see, in software it owns.

When the family wants the founder in person, to present the figures, to walk the shareholders through a decision, to answer each member's questions, or to attend an annual general meeting (AGM) and vote for the family, he comes: weekly, monthly, quarterly or once a year, as the family prefers. In-person meetings are charged by the hour at a rate agreed in advance, and never slipped into the package price.

Each family member can have the same service for their own personal companies and affairs, with their own account and their own report. That is a separate engagement, charged separately from the family's yearly contract.

Everything the family shows us stays inside the engagement. A non-disclosure agreement is signed before the first document changes hands, and the family's affairs are never used as an example, a reference or a story.

If the family already has an accountant or a finance team, our role stays the same without the bookkeeping: a monthly internal audit report on what was treated correctly and what was not, the investigation of any suspected fraud, and a search for any asset that has gone missing or been misplaced.

It fits a family that owns three or more companies, here or abroad, and a second generation taking over: the report, the calendar and the records give them the picture the founder carried in his head.

Fees

A monthly or yearly package for everything remote. Meetings by the hour, agreed in advance.

Quoted within one business day of seeing the list of companies, the last accounts of each and the software in use. The package covers every service on this page for the family business, delivered remotely, with remote CFO service included at no charge on a yearly contract only. In-person meetings with the founder, whenever they are wanted through the year, are charged by the hour at a rate agreed before the first one. A family member's own business is a separate engagement, charged separately. Nothing is charged on the value of the assets, and nothing is added later.

How we quote

Questions we are asked

Twelve straight answers.

01
Do you manage the family's investments?
No. Investment management and investment advice are licensed activities in the UAE and the firm does not offer them. We run the finance function around the investments and give the decision maker the numbers: the feasibility study, the model, the due diligence with its risk factors and the cash flow that says when and how much can be invested. The decisions stay with the family and its advisers.
02
Is the service remote or in our office?
Remote. Every service on this page is delivered remotely under the monthly or yearly package, which is what keeps it at one fee instead of three salaries. The founder meets the family in person whenever they want him to, weekly, monthly, quarterly or once a year, to present the figures or answer the shareholders' questions. Those meetings are charged by the hour at a rate agreed in advance.
03
What does it cost?
A fixed monthly or yearly package for the family business, quoted within one business day of seeing the list of companies, the last accounts and the software in use, with remote CFO service included at no charge on a yearly contract only. In-person meetings, presentations, AGMs and bank meetings are charged by the hour at a rate agreed in advance. No fee is charged on the value of the assets and nothing is added later.
04
Can a family member use you for their own business too?
Yes. Any family member can have the same service for their own personal companies and affairs, with their own account and their own report. It is a separate engagement, charged separately from the family's yearly contract.
05
We already have accountants. What do you do then?
Everything except the bookkeeping. Your team keeps the books; we deliver the family report, the cash flow, the tax and the filings, and a monthly internal audit report on what was treated correctly and what was not, with the investigation of any suspected fraud and the tracing of any missing or misplaced asset.
06
How is confidentiality handled?
A non-disclosure agreement is signed before the first document changes hands. The family's records are seen only by the people working on the engagement, and the family's affairs are never used as an example, a reference or a story.
07
Does a family holding company pay corporate tax?
It registers and files like any other company. Dividends and capital gains from a qualifying shareholding of 5% or more, held for at least 12 months, are exempt under the participation exemption, and a family foundation can apply to the FTA to be treated as tax transparent. We work out where each family company stands before the first return.
08
How do you compute Zakat and check charity payments?
Zakat is computed once a year across every asset class under Sharia, Islamic law, with a clear Fatwa obtained for each complex case and working papers the family's scholar can read. Before a charity payment goes out, the recipient is checked: a charity licensed in the UAE and in good standing.
09
How are dividends to family shareholders decided?
From the actual cash flow, not the profit figure. We show how much can be paid and when without starving the businesses or the safe buffer, keep each shareholder's account, and record every payment.
10
Do you look after the minors' shares?
Yes. The shares, allowances and accounts of the family's minor members are kept separately and reported to their guardian, ready for the day they take them over.
11
Do you negotiate on our behalf?
Yes. With banks on facilities and project finance, with the Federal Tax Authority as your registered Tax Agent, and with auditors, valuers, landlords and suppliers when the family needs a professional across the table. The founder also attends the annual general meetings (AGMs) of the companies the family holds shares in and votes for the family when asked, at the agreed hourly rate.
12
What is a family foundation, and why would we need one?
A legal entity set up in the DIFC, the ADGM or RAK ICC that holds the family's assets for named beneficiaries under a charter. It gives the family succession without an inheritance dispute, written governance, one holding point above the companies, and, under Article 17 of the corporate tax law, the option to be treated as tax transparent so that personal investment and real estate income stays outside corporate tax. We set up the books, the election and the reporting; the family's lawyer sets up the entity.

The pieces, one by one.

Service

Send the list of the family's companies. A fixed price for all of them within one business day.

Get a fixed quote